Toast Inc.
TOST 43.00 (-3.02%) 1.30
25.07(B)
Financials
Financial Services
My Holdings:
(?% ownership)
Shares:
Cost basis:
Market cap:$25.07(B)
EV:$23.39(B)
Total Equity:$1.82(B)
Div. yield:0.00%
Earnings date:Aug-05-2025
P/E:110.26
P/E (fwd):46.24
P/FCF:49.43
P/S:4.45
P/B:13.74
EPS:$0.4
EPS (fwd):$0.9
FCF/share:$0.9
Dividend/share:$0.0
Book value/share:$3.1
ROIC:14.2%
ROA:9.1%
ROE:14.4%
Gross margin:25.3%
Net margin:4.0%
Valuation Summary TTM Financials Growth Estimates Historical Data KPIs Similar Companies Ownership Tools
TOST Valuation & Price Targets
Current Price
Day change: -3.02%
PEvaluation
N/A
Analyst targets
N/A
More Valuation Methods
DCF (2-stage)
N/A
DCF (simple)
N/A
DCF (exit mult.)
N/A
Future P/E
N/A
Peter Lynch FV
N/A
Graham No.
N/A
DDM
N/A
PEvaluation
75% overvalued
Low
$8.2
Mid
$10.9
High
$14.1
Current price
$43.0
Fair P/E
Margin of safety
Market Model
Economic moat: None/narrow
EPS Estimates
| Low | Avg | High | # | |
| FY+1 | 0.7 | 0.9 | 1.0 | 14 |
| FY+2 | 0.7 | 1.2 | 1.6 | 16 |
| FY+3 | 1.1 | 1.5 | 1.9 | 8 |
EPS
Analyst Price Targets
19% undervalued
Low
$36.0
Mid
$51.0
High
$60.0
Current price
$43.0
Analyst Recommendations
EPS Estimates
| Low | Avg | High | # | |
| FY+1 | 0.7 | 0.9 | 1.0 | 14 |
| FY+2 | 0.7 | 1.2 | 1.6 | 16 |
| FY+3 | 1.1 | 1.5 | 1.9 | 8 |
2-stage DCF
| First Stage Duration | |
| Starting Free Cash Flow | |
| First Stage Growth Rate | |
| Terminal Growth Rate | |
| Discount Rate |
Discounted Cash Flow
| Forecast years | |
| Terminal Growth Rate | |
| Discount Rate |
Free cash flow estimates:
Discounted Cash Flow (exit mult.)
| Forecast years | |
| Exit FCF Multiple | |
| Discount Rate |
Free cash flow estimates:
Future P/E Valuation
| Projection Years | |
| Base Revenue | |
| Revenue Growth Rate | |
| Final Net Margin | |
| Final P/E Ratio | |
| Discount Rate |
Peter Lynch Fair Value
| Earnings Per Share | |
| Growth Rate |
Graham Formula
| Earnings Per Share | |
| EPS Growth (7-10 years) | |
| Government Bond Rate |
Dividend Discount Model
| Annual Dividend | |
| First Stage Length (Years) | |
| First Stage Growth Rate | |
| Final Growth Rate | |
| Discount Rate |
Summary
TTM Financials
Income (TTM)
Revenue$5.53(B)
Gross profit$1.40(B)
EBITDA$258.00(M)
Net income$224.00(M)
Gross margin25.3%
Operating margin3.6%
Net margin4.0%
Shares outstanding:583.00(M)
Balance sheet
Total assets$2.77(B)
Current assets$2.32(B)
Total liabilities$949.00(M)
Current liabilities$894.00(M)
Cash & Short-term inv.$1.70(B)
Long-term debt$0
Total intangibles$130.00(M)
PP&E$118.00(M)
Cash flow (TTM)
FCF$508.00(M)
CapEx$-50.00(M)
Dividends paid$0
Stock issued$84.00(M)
Stock repurchased$-51.00(M)
Stock-based comp.$240.00(M)
Debt issued$0
Debt repaid$0
Per share data (TTM)
Growth Estimates
Revenue
CAGR: 16.4%FY+1$6.07(B)
FY+2(+19.9%)$7.27(B)
FY+3(+16.5%)$8.47(B)
FY+4(+10.9%)$9.39(B)
FY+5(+18.6%)$11.14(B)
Net Income
CAGR: 28.2%FY+1$578.84(M)
FY+2(+30.6%)$756.08(M)
FY+3(+25.8%)$950.95(M)
EPS
CAGR: 27.4%FY+1$0.93
FY+2(+28.0%)$1.19
FY+3(+26.9%)$1.51
FCF per share
CAGR: 20.6%FY+1$1.06
FY+2(+32.1%)$1.40
FY+3(+25.0%)$1.75
FY+4(+3.4%)$1.81
FY+5(+23.8%)$2.24
Historical Financials
Showing limited histrical data.
Income
Revenue Operating Income Net IncomeCOGSGross ProfitTotal OpEx.R&DSG&AInterest ExpenseInterest IncomePre-tax incomeIncome tax
Cash flow
Stock-based Comp. FCFCFONet IncomeD&ACFFStock IssuedStock RepurchasedDebt IssuedDebt RepaidDividend PaidCFIAcquisitionsDivestituresCapital Expenditures
Balance sheet
Total Assets Total LiabilitiesCurrent assetsCash and EquivalentsShort-term investmentsInventoriesReceivablesNon-current assetsNet PP&EIntangible AssetsGoodwillCurrent liabilitiesAccounts payableNon-current liabilitiesLong-Term DebtTotal Equity
Per share data
EPS (Basic) FCF/Share Dividend/ShareEPS (Diluted)Book value/ShareCash & ST inv./ShareDebt/Share
Ratios
P/E P/S EV/EarningsP/FCFP/BEV/FCFDebt/EquityPayout ratio
Margins
Net Income Margin Operating Margin Gross MarginEBITDA MarginFCF Margin
Returns
ROIC ROAROCEROE
Shares outstanding
Shares (Basic)Shares (Diluted)
Market Cap.
Market Cap.
KPIs
Revenue By Segment
Hardware Financial Technology Solutions Subscription Services Professional Services
Similar Companies
Ownership
Major holders
*Excludes indirect insider ownership
Insiders: 8.66%
Institutions: 94.66%
Institutions: 94.66%
Institutional ownership
Trading Summary
In the past year, insiders have bought $0.00 worth of the company's stock, and sold $699.35(M).
Congress members have bought between $0.00 - $0.00 worth of the company's stock, and sold between $0.00 - $0.00.
Insider transactions
2025-09
$0.00
$0.00
2025-08
$383283
$0.00
2025-07
$2.89(M)
$0.00
2025-06
$22.27(M)
$0.00
2025-05
$272.70(M)
$0.00
2025-04
$4.61(M)
$0.00
2025-03
$17.60(M)
$0.00
2025-02
$231712
$0.00
2025-01
$1.94(M)
$0.00
2024-12
$32.99(M)
$0.00
2024-11
$322.86(M)
$0.00
2024-10
$20.86(M)
$0.00
2024-09
$0.00
$0.00
| Date | Shares | Total ($) | Price ($) | Name | Title | |
| Sell | 2025-08-04 | 2,006 | 97,042 | 48.4 | GOMEZ ELENA CASTANEDA | President |
| Sell | 2025-08-04 | 1,427 | 69,033 | 48.4 | VASSIL JONATHAN | Officer |
| Sell | 2025-08-04 | 1,719 | 83,158 | 48.4 | NARANG AMAN | Chief Executive Officer |
| Sell | 2025-08-04 | 1,051 | 50,843 | 48.4 | ELWORTHY BRIAN ROBERT | General Counsel |
| Sell | 2025-08-04 | 1,720 | 83,207 | 48.4 | FREDETTE STEPHEN | President |
| Sell | 2025-07-02 | 34,170 | 1,454,424 | 42.6 | GOMEZ ELENA CASTANEDA | President |
| Sell | 2025-07-02 | 6,592 | 280,766 | 42.6 | VASSIL JONATHAN | Officer |
| Sell | 2025-07-02 | 13,829 | 589,005 | 42.6 | NARANG AMAN | Chief Executive Officer |
| Sell | 2025-07-02 | 5,681 | 241,965 | 42.6 | ELWORTHY BRIAN ROBERT | General Counsel |
| Sell | 2025-07-02 | 7,647 | 325,701 | 42.6 | FREDETTE STEPHEN | President |
| Sell | 2025-06-10 | 73,845 | 3,226,077 | 43.7 | BENNETT RICHARD KENT | Director |
| Grant | 2025-06-06 | 9,712 | 427,425 | 44.0 | COMPARATO CHRISTOPHER PAUL | Director |
| Grant | 2025-06-06 | 9,712 | 427,425 | 44.0 | PATRICK DEVAL L | Director |
| Grant | 2025-06-06 | 9,712 | 427,425 | 44.0 | CHAPMAN-HUGHES SUSAN | Director |
| Sell | 2025-06-06 | 7,500 | 330,000 | 44.0 | CHAPMAN-HUGHES SUSAN | Director |
| Grant | 2025-06-02 | 100,000 | 207,141 | 2.1 | VASSIL JONATHAN | Officer |
| Grant | 2025-06-02 | 300,000 | 611,250 | 2.0 | ELWORTHY BRIAN ROBERT | General Counsel |
| Sell | 2025-06-02 | 100,000 | 4,260,305 | 42.6 | VASSIL JONATHAN | Officer |
| Sell | 2025-06-02 | 339,368 | 14,456,050 | 42.6 | ELWORTHY BRIAN ROBERT | General Counsel |
| Sell | 2025-05-20 | 5,130,529 | 227,385,045 | 44.3 | BENNETT RICHARD KENT | Director |
| Sell | 2025-05-15 | 11,000 | 496,463 | 45.1 | BELL PAUL D | Director |
| Grant | 2025-05-14 | 70,000 | 106,400 | 1.5 | COMPARATO CHRISTOPHER PAUL | Director |
| Sell | 2025-05-14 | 70,000 | 3,132,093 | 44.7 | COMPARATO CHRISTOPHER PAUL | Director |
| Grant | 2025-05-13 | 65,314 | 0 | 0.0 | FREDETTE STEPHEN | President |
| Grant | 2025-05-12 | 107,738 | 0 | 0.0 | FREDETTE STEPHEN | President |
| Sell | 2025-05-12 | 896,494 | 37,298,094 | 41.6 | FREDETTE STEPHEN | President |
| Grant | 2025-05-09 | 100,000 | 207,000 | 2.1 | VASSIL JONATHAN | Officer |
| Sell | 2025-05-09 | 100,000 | 4,113,825 | 41.1 | VASSIL JONATHAN | Officer |
| Sell | 2025-05-02 | 1,960 | 70,736 | 36.1 | GOMEZ ELENA CASTANEDA | President |
| Sell | 2025-05-02 | 1,393 | 50,273 | 36.1 | VASSIL JONATHAN | Officer |
| Sell | 2025-05-02 | 1,666 | 60,126 | 36.1 | FREDETTE STEPHEN | President |
| Sell | 2025-05-02 | 1,680 | 60,631 | 36.1 | NARANG AMAN | Chief Executive Officer |
| Sell | 2025-05-02 | 1,027 | 37,064 | 36.1 | ELWORTHY BRIAN ROBERT | General Counsel |
| Grant | 2025-04-17 | 70,000 | 106,400 | 1.5 | COMPARATO CHRISTOPHER PAUL | Director |
| Sell | 2025-04-17 | 70,000 | 2,394,650 | 34.2 | COMPARATO CHRISTOPHER PAUL | Director |
| Sell | 2025-04-02 | 42,371 | 1,495,100 | 35.3 | GOMEZ ELENA CASTANEDA | President |
| Sell | 2025-04-02 | 4,443 | 155,496 | 35.0 | VASSIL JONATHAN | Officer |
| Sell | 2025-04-02 | 3,793 | 132,747 | 35.0 | FREDETTE STEPHEN | President |
| Sell | 2025-04-02 | 9,395 | 328,806 | 35.0 | NARANG AMAN | Chief Executive Officer |
| Sell | 2025-04-02 | 2,895 | 101,319 | 35.0 | ELWORTHY BRIAN ROBERT | General Counsel |
| Grant | 2025-03-20 | 70,000 | 106,400 | 1.5 | COMPARATO CHRISTOPHER PAUL | Director |
| Grant | 2025-03-20 | 45,585 | 0 | 0.0 | FREDETTE STEPHEN | President |
| Sell | 2025-03-20 | 70,000 | 2,499,490 | 35.7 | COMPARATO CHRISTOPHER PAUL | Director |
| Sell | 2025-03-19 | 109,713 | 3,855,898 | 35.1 | FREDETTE STEPHEN | President |
| Grant | 2025-03-17 | 40,000 | 0 | 0.0 | COMPARATO CHRISTOPHER PAUL | Director |
| Sell | 2025-03-17 | 118,060 | 4,135,655 | 35.0 | FREDETTE STEPHEN | President |
| Sell | 2025-03-13 | 34,222 | 1,129,531 | 33.0 | PATRICK DEVAL L | Director |
| Sell | 2025-03-12 | 800 | 28,000 | 35.0 | FREDETTE STEPHEN | President |
| Grant | 2025-03-07 | 35,170 | 0 | 0.0 | FREDETTE STEPHEN | President |
| Sell | 2025-03-07 | 175,851 | 5,955,733 | 33.9 | FREDETTE STEPHEN | President |
| Grant | 2025-03-04 | 100 | 0 | 0.0 | VASSIL JONATHAN | Officer |
| Sell | 2025-02-04 | 2,052 | 81,319 | 39.6 | GOMEZ ELENA CASTANEDA | Chief Financial Officer |
| Sell | 2025-02-04 | 1,006 | 39,867 | 39.6 | VASSIL JONATHAN | Officer |
| Sell | 2025-02-04 | 1,068 | 42,324 | 39.6 | NARANG AMAN | Chief Executive Officer |
| Sell | 2025-02-04 | 653 | 25,878 | 39.6 | ELWORTHY BRIAN ROBERT | General Counsel |
| Sell | 2025-02-04 | 1,068 | 42,324 | 39.6 | FREDETTE STEPHEN | President |
| Sell | 2025-01-03 | 14,143 | 524,804 | 37.1 | GOMEZ ELENA CASTANEDA | Chief Financial Officer |
| Sell | 2025-01-03 | 3,009 | 111,655 | 37.1 | VASSIL JONATHAN | Officer |
| Sell | 2025-01-03 | 6,133 | 227,577 | 37.1 | NARANG AMAN | Chief Executive Officer |
| Sell | 2025-01-03 | 2,741 | 101,710 | 37.1 | ELWORTHY BRIAN ROBERT | General Counsel |
| Sell | 2025-01-03 | 3,968 | 147,241 | 37.1 | FREDETTE STEPHEN | President |
| Sell | 2025-01-02 | 22,916 | 830,682 | 36.2 | GOMEZ ELENA CASTANEDA | Chief Financial Officer |
| Grant | 2024-12-31 | 31,466 | 50,266 | 1.6 | ELWORTHY BRIAN ROBERT | General Counsel |
| Grant | 2024-12-19 | 145,000 | 220,400 | 1.5 | COMPARATO CHRISTOPHER PAUL | Director |
| Sell | 2024-12-19 | 145,000 | 5,225,883 | 36.0 | COMPARATO CHRISTOPHER PAUL | Director |
| Sell | 2024-12-13 | 720,000 | 27,763,203 | 38.6 | NARANG AMAN | Chief Executive Officer |
| Sell | 2024-11-26 | 635,000 | 27,574,469 | 43.4 | YUAN DAVID L | Director |
| Grant | 2024-11-21 | 135,000 | 205,200 | 1.5 | COMPARATO CHRISTOPHER PAUL | Director |
| Sell | 2024-11-21 | 135,000 | 5,753,820 | 42.6 | COMPARATO CHRISTOPHER PAUL | Director |
| Sell | 2024-11-20 | 15,285 | 643,712 | 42.1 | CHAPMAN-HUGHES SUSAN | Director |
| Sell | 2024-11-20 | 22,885 | 960,255 | 42.0 | BENNETT RICHARD KENT | Director |
| Sell | 2024-11-19 | 1,698,381 | 69,802,900 | 41.1 | BENNETT RICHARD KENT | Director |
| Sell | 2024-11-13 | 5,491,741 | 214,234,289 | 39.0 | BENNETT RICHARD KENT | Director |
| Grant | 2024-11-12 | 110,604 | 0 | 0.0 | FREDETTE STEPHEN | President |
| Grant | 2024-11-12 | 710,891 | 0 | 0.0 | NARANG AMAN | Chief Executive Officer |
| Grant | 2024-11-08 | 100,000 | 133,823 | 1.3 | VASSIL JONATHAN | Officer |
| Sell | 2024-11-08 | 100,000 | 3,655,158 | 36.6 | VASSIL JONATHAN | Officer |
| Sell | 2024-11-04 | 1,917 | 59,577 | 31.1 | GOMEZ ELENA CASTANEDA | Chief Financial Officer |
| Sell | 2024-11-04 | 1,367 | 42,484 | 31.1 | VASSIL JONATHAN | Officer |
| Sell | 2024-11-04 | 1,646 | 51,154 | 31.1 | NARANG AMAN | Chief Executive Officer |
| Sell | 2024-11-04 | 1,006 | 31,264 | 31.1 | ELWORTHY BRIAN ROBERT | General Counsel |
| Sell | 2024-11-04 | 1,646 | 51,154 | 31.1 | FREDETTE STEPHEN | President |
| Grant | 2024-10-18 | 50,000 | 26,000 | 0.5 | VASSIL JONATHAN | Officer |
| Grant | 2024-10-18 | 300,000 | 456,000 | 1.5 | ELWORTHY BRIAN ROBERT | General Counsel |
| Sell | 2024-10-18 | 31,248 | 949,033 | 30.4 | GOMEZ ELENA CASTANEDA | Chief Financial Officer |
| Sell | 2024-10-18 | 50,000 | 1,519,250 | 30.4 | VASSIL JONATHAN | Officer |
| Sell | 2024-10-18 | 300,000 | 9,116,100 | 30.4 | ELWORTHY BRIAN ROBERT | General Counsel |
| Grant | 2024-10-17 | 125,000 | 190,000 | 1.5 | COMPARATO CHRISTOPHER PAUL | Director |
| Grant | 2024-10-17 | 68,895 | 0 | 0.0 | FREDETTE STEPHEN | President |
| Sell | 2024-10-17 | 125,000 | 3,651,632 | 29.2 | COMPARATO CHRISTOPHER PAUL | Director |
| Sell | 2024-10-16 | 40,459 | 1,175,010 | 29.0 | FREDETTE STEPHEN | President |
| Sell | 2024-10-10 | 54,560 | 1,588,187 | 29.1 | FREDETTE STEPHEN | President |
| Sell | 2024-10-09 | 46,167 | 1,339,651 | 29.0 | FREDETTE STEPHEN | President |
| Sell | 2024-10-02 | 31,150 | 872,993 | 28.0 | GOMEZ ELENA CASTANEDA | Chief Financial Officer |
| Sell | 2024-10-02 | 4,780 | 132,717 | 27.8 | VASSIL JONATHAN | Officer |
| Sell | 2024-10-02 | 10,106 | 280,593 | 27.8 | NARANG AMAN | Chief Executive Officer |
| Sell | 2024-10-02 | 2,878 | 79,908 | 27.8 | ELWORTHY BRIAN ROBERT | General Counsel |
| Sell | 2024-10-02 | 5,511 | 153,013 | 27.8 | FREDETTE STEPHEN | President |
No congressional trading data available.
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