TOST logo
Toast Inc.
TOST
35.90 (-1.77%) 0.64
Financials
Financial Services
Toast Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States Ireland India and internationally. The company offers software products for restaurant operations and point of sale such as Toast POS team and vendor management multi-location management kitchen display system mobile order and pay and catering and events. It offers payroll and team management; supply chain and accounting products; xtraCHEF by toast a set of back-office tools for restaurants including accounts payable automation inventory management ingredient price tracking and recipe costing; and financial technology solutions. The company was formerly known as Opti Systems Inc. and changed its name to Toast Inc. in May 2012. Toast Inc. was incorporated in 2011 and is headquartered in Boston Massachusetts.

Quality Checklist 6/8

ROIC > 10%
Debt/Equity < 1
Current Ratio > 1
Quick Ratio > 1
Past Net Income CAGR > 0%
Est. EPS Growth > 5%
5Y Shares Out Change < 0%
Net Margin > 10%
0.0%of Portfolio

My holdings

Day change:
Total change:
Shares:
Cost basis:
Market cap: $21.11(B)
EV: $19.27(B)
Total Equity: $2.01(B)
Earnings date: Feb-17-2026
P/E: 76.38
Forward P/E: 35.54
P/FCF: 37.40
P/S: 3.54
P/B: 10.47
EPS: $0.5
EPS (fwd): $1.0
FCF/share: $1.0
Revenue/share: $10.2
Book value/share: $3.4
ROIC: 15.7%
ROA: 10.5%
ROE: 15.9%
Debt/Equity: 0.01
Current Ratio: 2.70
Gross margin: 25.7%
Operating margin: 4.2%
Net margin: 4.7%
Dividend/share: $0.0
Div. yield: 0.00%

TOST Valuation & Price Targets

Current Price
$35.9

Favorite Valuation Methods

More Valuation Methods

DCF (simple)
N/A
N/A
DCF (exit mult.)
N/A
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DDM
N/A
N/A
EPS growth
N/A
N/A
Revenue growth
N/A
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Peter Lynch FV
N/A
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Graham No.
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PEvaluation

66% overvalued
Low
$9.2
Mid
$12.3
High
$17.3
Current price
$35.9
Fair P/E
Margin of safety
EPS
Market Model
Shares outstan...ROICRevenue growthDebt/FCFAssets/Liabili...
Economic moat: None/narrow

EPS Estimates

LowAvgHigh#
FY+10.81.01.116
FY+20.91.31.616
FY+31.11.62.414
FY+41.81.81.81

Analyst Price Targets

28% undervalued
Low
$36.0
Mid
$46.0
High
$65.0
Current price
$35.9

Analyst Recommendations

Strong Buy2
Buy15
Hold13
Sell0
Strong Sell0

2-stage DCF

First Stage Duration: 5 Years
Starting Free Cash Flow
First Stage Growth Rate
LowMidHigh
Terminal Growth Rate
LowMidHigh
Discount Rate

Discounted Cash Flow

Forecast years: 5 Years
Terminal Growth Rate
LowMidHigh
Discount Rate
Free cash flow estimates:
Y+1 est.
Y+2 est.
0.00%
Y+3 est.
0.00%
Y+4 est.
0.00%
Y+5 est.
0.00%

Discounted Cash Flow (exit mult.)

Forecast years: 5 Years
Exit FCF Multiple
LowMidHigh
Discount Rate
Free cash flow estimates:
Y+1 est.
Y+2 est.
0.00%
Y+3 est.
0.00%
Y+4 est.
0.00%
Y+5 est.
0.00%

Dividend Discount Model

Annual Dividend
First Stage Length (Years): 0 Years
First Stage Growth Rate
Final Growth Rate
Discount Rate

EPS Growth

Forecast years: 5 Years
Starting EPS
EPS Growth Rate
LowMidHigh
Final P/E
LowMidHigh
Discount Rate

Revenue Growth Valuation

Forecast Years: 10 Years
Base Revenue
Revenue Growth Rate
LowMidHigh
Final Net Margin
LowMidHigh
Final P/E Ratio
LowMidHigh
Discount Rate

Peter Lynch Fair Value

Earnings Per Share
Growth Rate

Graham Formula

Earnings Per Share
EPS Growth (7-10 years)
Government Bond Rate