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Bank of America Corporation
BAC
47.71 (1.02%) 0.48
353.39(B)
Financials
Banks
Bank of America Corporation through its subsidiaries provides various financial products and services for individual consumers small and middle-market businesses institutional investors large corporations and governments worldwide. The company operates through four segments: Consumer Banking Global Wealth & Investment Management (GWIM) Global Banking and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts certificates of deposit and IRAs checking accounts and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans such as automotive recreational vehicle and consumer personal loans. The GWIM segment provides investment management brokerage banking and trust and retirement products and services; wealth management solutions; and customized solutions including specialty asset management services. The Global Banking segment offers lending products and services including commercial loans leases commitment facilities trade finance and commercial real estate and asset-based lending; treasury solutions such as treasury management foreign exchange short-term investing options and merchant services; working capital management solutions; debt and equity underwriting and distribution and merger-related and other advisory services; and fixed-income and equity research services. The Global Markets segment provides market-making financing securities clearing settlement and custody services; securities and derivative products; and risk management products using interest rate equity credit currency and commodity derivatives foreign exchange fixed-income and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte North Carolina.
My Holdings:
(?% ownership)
Shares:
Cost basis:
Market cap:$353.39(B)
EV:N/A
Total Equity:$299.60(B)
Div. yield:2.18%
Earnings date:Oct-15-2025
P/E:13.83
P/E (fwd):13.00
P/FCF:N/A
P/S:3.73
P/B:1.28
EPS:$3.5
EPS (fwd):$3.7
FCF/share:$-3.0
Dividend/share:$1.0
Book value/share:$37.1
ROIC:4.4%
ROA:0.8%
ROE:9.5%
Gross margin:0.0%
Net margin:28.5%
Valuation Summary TTM Financials Growth Estimates Historical Data KPIs Similar Companies Ownership Tools

BAC Valuation & Price Targets

Current Price
$47.7
Day change: +1.02%
PEvaluation
N/A
N/A
Analyst targets
N/A
N/A

More Valuation Methods

DCF (2-stage)
N/A
N/A
DCF (simple)
N/A
N/A
DCF (exit mult.)
N/A
N/A
Future P/E
N/A
N/A
Peter Lynch FV
N/A
N/A
Graham No.
N/A
N/A
DDM
N/A
N/A

PEvaluation

18% overvalued
Low
$29.3
Mid
$39.1
High
$48.8
Current price
$47.7
Fair P/E
Margin of safety
Market Model
Shares outstan...ROICRevenue growthDebt/FCFAssets/Liabili...
Economic moat: Wide

EPS Estimates

LowAvgHigh#
FY+13.53.73.823
FY+24.04.34.523
FY+34.44.85.59
FY+44.74.74.71
FY+55.05.05.01
EPS

Analyst Price Targets

13% undervalued
Low
$46.0
Mid
$54.0
High
$59.0
Current price
$47.7

Analyst Recommendations

Strong Buy7
Buy14
Hold4
Sell0
Strong Sell0

EPS Estimates

LowAvgHigh#
FY+13.53.73.823
FY+24.04.34.523
FY+34.44.85.59
FY+44.74.74.71
FY+55.05.05.01

2-stage DCF

First Stage Duration
Starting Free Cash Flow
First Stage Growth Rate
Terminal Growth Rate
Discount Rate

Discounted Cash Flow

Forecast years
Terminal Growth Rate
Discount Rate
Free cash flow estimates:
Y+1 est.
Y+2 est.
0.00%
Y+3 est.
0.00%
Y+4 est.
0.00%
Y+5 est.
0.00%

Discounted Cash Flow (exit mult.)

Forecast years
Exit FCF Multiple
Discount Rate
Free cash flow estimates:
Y+1 est.
Y+2 est.
0.00%
Y+3 est.
0.00%
Y+4 est.
0.00%
Y+5 est.
0.00%

Future P/E Valuation

Projection Years
Base Revenue
Revenue Growth Rate
Final Net Margin
Final P/E Ratio
Discount Rate

Peter Lynch Fair Value

Earnings Per Share
Growth Rate

Graham Formula

Earnings Per Share
EPS Growth (7-10 years)
Government Bond Rate

Dividend Discount Model

Annual Dividend
First Stage Length (Years)
First Stage Growth Rate
Final Growth Rate
Discount Rate

Summary

TTM Financials

Income (TTM)

RevenueGrossNet
Revenue$98.45(B)
Gross profit$98.45(B)
EBITDA$0
Net income$28.07(B)
Gross margin0.0%
Operating marginNaN%
Net margin28.5%
Shares outstanding:7.41(B)

Balance sheet

Cash & ST inv.Other ST assetsLong term assetsCurrent liabilitiesLong term debtOther LT liabilitiesEquity
Total assets$3.44(T)
Current assets$1.12(T)
Total liabilities$3.14(T)
Current liabilities$2.83(T)
Cash & Short-term inv.$838.14(B)
Long-term debt$301.95(B)
Total intangibles$69.02(B)
PP&E$12.25(B)

Cash flow (TTM)

CFOCFICFF
FCF$-22.68(B)
CapEx$0
Dividends paid$-9.52(B)
Stock issued$0
Stock repurchased$-16.89(B)
Stock-based comp.$3.90(B)
Debt issued$127.32(B)
Debt repaid$-70.23(B)

Per share data (TTM)

Price: $47.7
Revenue: $12.8 (3.7x | 26.8%) Gross profit: $13.3 (3.6x | 27.9%) Earnings: $3.45 (13.8x | 7.2%)
FCF: $-3.05 (-15.6x | -6.4%) Stock-based Comp.: $0.53 (90.5x | 1.1%) Dividend: $1.04 (45.9x | 2.2%)
Total Assets: $465 (0.1x | 973.8%) Total Liabilities: $424 (0.1x | 889.0%) Book Value: $37.1 (1.3x | 77.8%) Cash & ST inv.: $113 (0.4x | 237.2%) Debt: $40.8 (1.2x | 85.4%)

Growth Estimates

Revenue

CAGR: 4.4%
FY+1FY+2FY+3FY+4FY+5
FY+1$108.32(B)
FY+2(+5.7%)$114.51(B)
FY+3(+5.2%)$120.46(B)
FY+4(+2.8%)$123.83(B)
FY+5(+4.1%)$128.86(B)

Net Income

CAGR: 5.4%
FY+1FY+2FY+3FY+4FY+5
FY+1$27.88(B)
FY+2(+10.1%)$30.71(B)
FY+3(+7.8%)$33.11(B)
FY+4(-0.0%)$33.10(B)
FY+5(+4.1%)$34.45(B)

EPS

CAGR: 8.3%
FY+1FY+2FY+3FY+4FY+5
FY+1$3.67
FY+2(+15.8%)$4.25
FY+3(+14.1%)$4.85
FY+4(-2.9%)$4.71
FY+5(+7.0%)$5.04

FCF per share

No analyst estimates.

Historical Financials

Showing limited histrical data.
YearlyQuarterly
Income
FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY20240.020.0(B)40.0(B)60.0(B)80.0(B)100.0(B)
Revenue Operating Income Net IncomeCOGSGross ProfitTotal OpEx.R&DSG&AInterest ExpenseInterest IncomePre-tax incomeIncome tax
Cash flow
FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY20240.010.0(B)20.0(B)30.0(B)40.0(B)
Stock-based Comp. FCFCFONet IncomeD&ACFFStock IssuedStock RepurchasedDebt IssuedDebt RepaidDividend PaidCFIAcquisitionsDivestituresCapital Expenditures
Balance sheet
FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY20240.0500.0(B)1.0(T)1.5(T)2.0(T)2.5(T)3.0(T)
Total Assets Total LiabilitiesCurrent assetsCash and EquivalentsShort-term investmentsInventoriesReceivablesNon-current assetsNet PP&EIntangible AssetsGoodwillCurrent liabilitiesAccounts payableNon-current liabilitiesLong-Term DebtTotal Equity
Per share data
FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024-1.00.01.02.03.04.05.0
EPS (Basic) FCF/Share Dividend/ShareEPS (Diluted)Book value/ShareCash & ST inv./ShareDebt/Share
Ratios
FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY20240.02.04.06.08.010.012.014.0
P/E P/S EV/EarningsP/FCFP/BEV/FCFDebt/EquityPayout ratio
Margins
FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY20240%10%20%30%
Net Income Margin Operating Margin Gross MarginEBITDA MarginFCF Margin
Returns
FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY20240%1%2%3%4%5%6%
ROIC ROAROCEROE
Shares outstanding
FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY20240.02.0(B)4.0(B)6.0(B)8.0(B)
Shares (Basic)Shares (Diluted)
Market Cap.
FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY20240.0100.0(B)200.0(B)300.0(B)
Market Cap.

KPIs

No KPI data available yet!

Similar Companies

Ownership

Major holders

*Excludes indirect insider ownership

Insiders: 8.64%
Institutions: 67.46%
Other: 23.89%

Institutional ownership

8.63% Vanguard Group Inc8.53% Berkshire Hathaway, In...6.96% Blackrock Inc.3.98% State Street Corporati...2.75% FMR, LLC2.37% JPMORGAN CHASE & CO2.00% Geode Capital Manageme...1.61% NORGES BANK1.50% Capital World Investor...1.45% Morgan Stanley27.68% Others

Trading Summary

In the past year, insiders have bought $0.00 worth of the company's stock, and sold $7.07(B).

Congress members have bought between $77021 - $455000 worth of the company's stock, and sold between $111020 - $490000.

Insider transactions

2025-09

$0.00
$0.00

2025-08

$6.76(M)
$0.00

2025-07

$0.00
$0.00

2025-06

$0.00
$0.00

2025-05

$0.00
$0.00

2025-04

$0.00
$0.00

2025-03

$0.00
$0.00

2025-02

$0.00
$0.00

2025-01

$0.00
$0.00

2024-12

$0.00
$0.00

2024-11

$0.00
$0.00

2024-10

$1.47(B)
$0.00

2024-09

$3.21(B)
$0.00
DateSharesTotal ($)Price ($)NameTitle
Grant2025-08-0815,00000.0THOMPSON BRUCE ROfficer
Sell2025-08-01148,3916,761,73345.6DEMARE JAMES P.Officer
Grant2025-07-23248,01600.0NGUYEN THONG MOfficer
Grant2025-06-1340,00000.0MOYNIHAN BRIAN TChief Executive Officer
Grant2025-06-0573,18500.0KNOX KATHLEEN A.Officer
Grant2025-05-23215,00000.0NGUYEN THONG MOfficer
Grant2025-04-227,30600.0DE WECK PIERRE J PDirector
Grant2025-04-227,30600.0WOODS THOMAS DDirector
Grant2025-04-227,30600.0ZUBER MARIA T.Director
Grant2025-04-227,30600.0MARTINEZ MARIA N.Director
Grant2025-04-227,30600.0DONALD ARNOLD WAYNEDirector
Grant2025-04-227,30600.0ALMEIDA JOSE E.Director
Grant2025-02-2830,00000.0BORTHWICK ALASTAIR M.Chief Financial Officer
Grant2025-01-291,31300.0MARTINEZ MARIA N.Director
Grant2025-01-273,44700.0GREENER GEOFFREY SOfficer
Grant2025-01-24215,00000.0NGUYEN THONG MChairman of the Board
Grant2024-11-015,00000.0SCRIVENER THOMAS MOfficer
Grant2024-10-30225,00000.0THOMPSON BRUCE ROfficer
Sell2024-10-158,694,538369,928,03642.5BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Sell2024-10-109,549,933382,403,03640.0BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Sell2024-10-079,570,980383,039,16140.0BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Sell2024-10-028,547,947337,861,61639.5BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Sell2024-09-2711,678,366460,664,21339.4BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Sell2024-09-2421,561,209862,670,63740.0BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Sell2024-09-1922,272,071896,082,79440.2BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Sell2024-09-105,797,093228,689,22739.4BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Sell2024-09-0518,746,304760,037,10040.5BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Sell2024-08-3021,076,473848,159,04540.2BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Grant2024-08-2922,00000.0NGUYEN THONG MOfficer
Sell2024-08-2792,0003,662,06039.8MENSAH BERNARD AMPONSAHOfficer
Sell2024-08-2724,660,563981,862,85939.8BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Sell2024-08-1913,968,943550,658,79539.4BERKSHIRE HATHAWAY INCBeneficial Owner of more than 10% of a Class of Security
Grant2024-08-193,00000.0LOZANO MONICA C.Director

Congressional trading

2025-09

$0.00
$0.00

2025-08

$0.00
$0.00

2025-07

$0.00
$0.00

2025-06

$91002
$32002

2025-05

$16001
$72503

2025-04

$113004
$40003

2025-03

$32501
$89003

2025-02

$32002
$0.00

2025-01

$0.00
$0.00

2024-12

$0.00
$0.00

2024-11

$0.00
$0.00

2024-10

$0.00
$0.00

2024-09

$8001
$0.00
DatePoliticianPartyChamberAmount ($)
Sell2025-06-27Ro KhannaDHouse$1,001 - $15,000
Sell2025-06-26Ro KhannaDHouse$50,001 - $100,000
Sell2025-06-10Ro KhannaDHouse$1,001 - $15,000
Buy2025-06-04Ro KhannaDHouse$1,001 - $15,000
Buy2025-06-04Ro KhannaDHouse$1,001 - $15,000
Buy2025-06-02Ro KhannaDHouse$1,001 - $15,000
Buy2025-06-02Ro KhannaDHouse$1,001 - $15,000
Buy2025-05-28Ro KhannaDHouse$1,001 - $15,000
Buy2025-05-28Ro KhannaDHouse$1,001 - $15,000
Sell2025-05-16Ro KhannaDHouse$1,001 - $15,000
Sell2025-05-16Ro KhannaDHouse$1,001 - $15,000
Buy2025-05-15Ro KhannaDHouse$1,001 - $15,000
Buy2025-05-15Ro KhannaDHouse$1,001 - $15,000
Buy2025-05-08Jefferson ShreveRHouse$15,001 - $50,000
Buy2025-05-05Marjorie Taylor GreeneRHouse$1,001 - $15,000
Buy2025-04-24Ro KhannaDHouse$1,001 - $15,000
Sell2025-04-21Bruce WestermanRHouse$1,001 - $15,000
Sell2025-04-15John BoozmanRSenate$1,001 - $15,000
Sell2025-04-09Ro KhannaDHouse$15,001 - $50,000
Sell2025-04-09Ro KhannaDHouse$15,001 - $50,000
Sell2025-04-08Rob BresnahanRHouse$1,001 - $15,000
Sell2025-04-08Rob BresnahanRHouse$1,001 - $15,000
Sell2025-04-07Ro KhannaDHouse$1,001 - $15,000
Sell2025-04-07Ro KhannaDHouse$1,001 - $15,000
Buy2025-04-04Ro KhannaDHouse$1,001 - $15,000
Buy2025-04-04Ro KhannaDHouse$1,001 - $15,000
Buy2025-04-04Ro KhannaDHouse$1,001 - $15,000
Buy2025-04-04Ro KhannaDHouse$1,001 - $15,000
Sell2025-03-24George WhitesidesDHouse$15,001 - $50,000
Buy2025-03-17Ro KhannaDHouse$1,001 - $15,000
Buy2025-03-12Ro KhannaDHouse$15,001 - $50,000
Buy2025-03-12Ro KhannaDHouse$15,001 - $50,000
Buy2025-03-03Bruce WestermanRHouse$1,001 - $15,000
Buy2025-03-03Bruce WestermanRHouse$1,001 - $15,000
Sell2025-02-06Ro KhannaDHouse$1,001 - $15,000
Sell2025-02-06Ro KhannaDHouse$1,001 - $15,000
Sell2025-02-05John BoozmanRSenate$1,001 - $15,000
Sell2025-02-05John BoozmanRSenate$1,001 - $15,000
Sell2024-09-04John JamesRHouse$1,001 - $15,000
Buy2024-08-02Ro KhannaDHouse$15,001 - $50,000
Sell2024-07-25Ro KhannaDHouse$1,001 - $15,000

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What is the Future Dividend Income Calculator?

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