Bank of America Corporation
BAC 44.69 (-0.68%) 0.30
336.60(B)
Financials
Banks
My Holdings:
(?% ownership)
Shares:
Cost basis:
Market cap:$336.60(B)
EV:N/A
Total Equity:$295.58(B)
Div. yield:2.28%
P/S:3.57
P/E:13.18
P/FCF:74.48
P/B:1.23
EPS:$3.4
FCF/share:$0.6
Dividend/share:$1.0
Book value/share:$36.4
ROIC:4.4%
ROA:0.8%
ROE:9.4%
BAC Valuation
Current Price
PE Valuation
Analyst targets
DCF
DCF (exit mult.)
Future P/E
Peter Lynch FV
Graham No.
DDM
Using the PEvaluation method, the intrinsic value estimate of BAC is $37.4.
At the current price of 44.7, BAC is 16% overvalued.
Based on 0 valuation methods, the average fair value estimate for BAC is $N/A (NaN% overvalued).
Valuations range from $1.7976931348623157e+308 (N/A) to $0.0 (N/A).
PEvaluation
16% overvalued
Low
$28.0
Mid
$37.4
High
$46.7
Current price
$44.7
Fair P/E
Margin of safety
Economic moat: Wide
Analyst Price Targets
6% undervalued
Low
$42.0
Mid
$47.5
High
$57.0
Current price
$44.7
Estimated EPS
| Low | Avg | High | # | |
| FY+1 | 3.4 | 3.6 | 3.8 | 21 |
| FY+2 | 3.6 | 4.2 | 4.5 | 21 |
| FY+3 | 3.9 | 4.7 | 5.2 | 8 |
| FY+4 | 4.2 | 4.2 | 4.2 | 1 |
| FY+5 | 4.5 | 4.5 | 4.5 | 1 |
Discounted Cash Flow
| Forecast years | |
| Terminal Growth Rate | |
| Discount Rate |
Free cash flow estimates:
Discounted Cash Flow (exit mult.)
| Forecast years | |
| Exit FCF Multiple | |
| Discount Rate |
Free cash flow estimates:
Future P/E Valuation
| Projection Years | |
| Base Revenue | |
| Revenue Growth Rate | |
| Final Net Margin | |
| Final P/E Ratio | |
| Discount Rate |
Peter Lynch Fair Value
| Earnings Per Share | |
| Growth Rate (*) |
(*) Growth rate is capped between 5 and 25
Graham Formula
| Earnings Per Share | |
| Expected Growth Rate | |
| Government Bond Rate |
Dividend Discount Model
| Annual Dividend | |
| First Stage Length (Years) | |
| First Stage Growth Rate | |
| Final Growth Rate | |
| Discount Rate |
(*) First stage rowth rate is capped to 20%
TTM Financials
Income (TTM)
Revenue$97.45(B)
Gross profit$97.45(B)
EBITDA$0
Net income$27.85(B)
Gross margin0.0%
Operating marginNaN%
Net margin28.6%
Shares outstanding:7.53(B)
Balance sheet
Total assets$3.35(T)
Current assets$1.07(T)
Total liabilities$3.05(T)
Current liabilities$2.76(T)
Cash & Short-term inv.$806.39(B)
Long-term debt$286.19(B)
Total intangibles$69.02(B)
PP&E$12.15(B)
Cash flow (TTM)
FCF$4.55(B)
CapEx$0
Dividends paid$-9.54(B)
Stock issued$0
Stock repurchased$-15.13(B)
Stock-based comp.$3.73(B)
Debt issued$126.85(B)
Debt repaid$-72.06(B)
Per share data
Growth Estimates
Revenue
CAGR: 3.3%FY+1$108.14(B)
FY+2(+5.1%)$113.63(B)
FY+3(+3.3%)$117.42(B)
FY+4(+0.6%)$118.17(B)
FY+5(+4.0%)$122.91(B)
Net Income
CAGR: 3.5%FY+1$27.53(B)
FY+2(+10.9%)$30.55(B)
FY+3(+5.7%)$32.30(B)
FY+4(-8.8%)$29.45(B)
FY+5(+7.2%)$31.58(B)
EPS
CAGR: 5.7%FY+1$3.64
FY+2(+15.9%)$4.22
FY+3(+11.6%)$4.71
FY+4(-11.9%)$4.15
FY+5(+9.6%)$4.55
FCF per share
No analyst estimates.Historical Financials
Showing limited histrical data. Access 10+ years of financials now! Upgrade
Income
| FY2005 | FY2006 | FY2007 | FY2008 | FY2009 | FY2010 | FY2011 | FY2012 | FY2013 | FY2014 | FY2015 | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | TTM | 5Y avg | 5Y CAGR | |
| Revenue | 85.53(B) | 89.11(B) | 94.95(B) | 98.58(B) | 101.89(B) | 103.44(B) | 94.01(B) | 4% | |||||||||||||||
| COGS | 19.55(B) | 144.00(M) | 22.65(B) | 77.72(B) | 96.37(B) | 93.90(B) | 43.29(B) | 49% | |||||||||||||||
| Total OpEx. | 63.44(B) | 64.47(B) | 81.54(B) | 137.08(B) | 157.36(B) | 155.26(B) | 100.78(B) | 25% | |||||||||||||||
| Pre-tax income | 19.00(B) | 33.98(B) | 30.97(B) | 28.34(B) | 29.25(B) | 30.11(B) | 28.31(B) | 11% | |||||||||||||||
| Income tax | -1.10(B) | -2.00(B) | -3.44(B) | -1.83(B) | -2.12(B) | -2.25(B) | -2.10(B) | 18% | |||||||||||||||
| Net Income | 17.89(B) | 31.98(B) | 27.53(B) | 26.52(B) | 27.13(B) | 27.85(B) | 26.21(B) | 11% |
Cash flow
Stock-based Comp.FCFCFONet IncomeD&ACFFStock IssuedStock RepurchasedDebt IssuedDebt RepaidDividend PaidCFIAcquisitionsDivestituresCapital Expenditures
Balance sheet
Total AssetsTotal LiabilitiesCurrent assetsCash and EquivalentsShort-term investmentsInventoriesReceivablesNon-current assetsNet PP&EIntangible AssetsGoodwillCurrent liabilitiesAccounts payableNon-current liabilitiesLong-Term DebtTotal Equity
Per share data
EPS (Basic)FCF/ShareDividend/ShareEPS (Diluted)Book value/ShareCash & ST inv./ShareDebt/Share
Ratios
P/EP/SEV/EarningsP/FCFP/BEV/FCFDebt/EquityPayout ratio
Margins
Net Income MarginOperating MarginGross MarginEBITDA MarginFCF Margin
Returns
ROICROAROCEROE
Shares outstanding
Shares (Basic)Shares (Diluted)
Market Cap.
Market Cap.
Similar Companies
Ownership
Major holders
Insiders: 9.14%
Institutions: 66.71%
Other: 24.15%
Institutions: 66.71%
Other: 24.15%
Institutional ownership
Insider transactions
Show:
Buys
Sells
Grants
| Date | Shares | Total ($) | Price ($) | Name | Title | |
| Grant | 2025-04-22 | 7,306 | 0 | 0.0 | DE WECK PIERRE J P | Director |
| Grant | 2025-04-22 | 7,306 | 0 | 0.0 | WOODS THOMAS D | Director |
| Grant | 2025-04-22 | 7,306 | 0 | 0.0 | ZUBER MARIA T. | Director |
| Grant | 2025-04-22 | 7,306 | 0 | 0.0 | ALMEIDA JOSE E. | Director |
| Grant | 2025-04-22 | 7,306 | 0 | 0.0 | MARTINEZ MARIA N. | Director |
| Grant | 2025-04-22 | 7,306 | 0 | 0.0 | DONALD ARNOLD WAYNE | Director |
| Grant | 2025-02-28 | 30,000 | 0 | 0.0 | BORTHWICK ALASTAIR M. | Chief Financial Officer |
| Grant | 2025-01-29 | 1,313 | 0 | 0.0 | MARTINEZ MARIA N. | Director |
| Grant | 2025-01-27 | 3,447 | 0 | 0.0 | GREENER GEOFFREY S | Officer |
| Grant | 2025-01-24 | 215,000 | 0 | 0.0 | NGUYEN THONG M | Chairman of the Board |
| Grant | 2024-11-01 | 5,000 | 0 | 0.0 | SCRIVENER THOMAS M | Officer |
| Grant | 2024-10-30 | 225,000 | 0 | 0.0 | THOMPSON BRUCE R | Officer |
| Sell | 2024-10-15 | 8,694,538 | 369,928,036 | 42.5 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-10-10 | 9,549,933 | 382,403,036 | 40.0 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-10-07 | 9,570,980 | 383,039,161 | 40.0 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-10-02 | 8,547,947 | 337,861,616 | 39.5 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-09-27 | 11,678,366 | 460,664,213 | 39.4 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-09-24 | 21,561,209 | 862,670,637 | 40.0 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-09-19 | 22,272,071 | 896,082,794 | 40.2 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-09-10 | 5,797,093 | 228,689,227 | 39.4 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-09-05 | 18,746,304 | 760,037,100 | 40.5 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-08-30 | 21,076,473 | 848,159,045 | 40.2 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Grant | 2024-08-29 | 22,000 | 0 | 0.0 | NGUYEN THONG M | Officer |
| Sell | 2024-08-27 | 24,660,563 | 981,862,859 | 39.8 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-08-27 | 92,000 | 3,662,060 | 39.8 | MENSAH BERNARD AMPONSAH | Officer |
| Sell | 2024-08-19 | 13,968,943 | 550,658,795 | 39.4 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Grant | 2024-08-19 | 3,000 | 0 | 0.0 | LOZANO MONICA C. | Director |
| Sell | 2024-08-05 | 10,901 | 402,410 | 36.9 | HANS LINDSAY D | Officer |
| Sell | 2024-08-01 | 19,216,833 | 778,690,984 | 40.5 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-07-29 | 18,414,846 | 766,997,045 | 41.7 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-07-24 | 18,899,518 | 802,486,391 | 42.5 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Sell | 2024-07-19 | 33,890,927 | 1,476,398,604 | 43.6 | BERKSHIRE HATHAWAY INC | Beneficial Owner of more than 10% of a Class of Security |
| Grant | 2024-05-15 | 100,000 | 0 | 0.0 | MOYNIHAN BRIAN T | Chief Executive Officer |
Tools
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Future Dividend Yield
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What is the Future Yield Calculator?
The Future Yield Calculator helps you estimate the future dividend yield of a stock based on its current dividend, price, and expected dividend growth rate.
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