Logo
BAC logo
Bank of America Corporation
BAC
51.28 (1.67%) 0.85
379.83(B)
Financials
Banks
Bank of America Corporation through its subsidiaries provides various financial products and services for individual consumers small and middle-market businesses institutional investors large corporations and governments worldwide. The company operates through four segments: Consumer Banking Global Wealth & Investment Management (GWIM) Global Banking and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts certificates of deposit and IRAs checking accounts and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans such as automotive recreational vehicle and consumer personal loans. The GWIM segment provides investment management brokerage banking and trust and retirement products and services; wealth management solutions; and customized solutions including specialty asset management services. The Global Banking segment offers lending products and services including commercial loans leases commitment facilities trade finance and commercial real estate and asset-based lending; treasury solutions such as treasury management foreign exchange short-term investing options and merchant services; working capital management solutions; debt and equity underwriting and distribution and merger-related and other advisory services; and fixed-income and equity research services. The Global Markets segment provides market-making financing securities clearing settlement and custody services; securities and derivative products; and risk management products using interest rate equity credit currency and commodity derivatives foreign exchange fixed-income and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte North Carolina.

My Quality Checklist

5Y Shares Out Change < 0%
ROIC > 10%
Debt/Equity < 1
Current Ratio > 1
Quick Ratio > 1
Net Margin > 10%
Past Net Income CAGR > 0%
Est. EPS Growth > 5%
0.0%of Portfolio

My holdings

Day change:
Total change:
Shares:
Cost basis:
Compare
Market cap:$379.83(B)
EV:N/A
Total Equity:$299.60(B)
Div. yield:2.03%
Earnings date:Oct-15-2025
P/E:14.86
P/E (fwd):13.93
P/FCF:N/A
P/S:4.01
P/B:1.38
EPS:$3.5
EPS (fwd):$3.7
FCF/share:$-3.0
Book value/share:$37.1
Dividend/share:$1.0
ROIC:4.4%
ROA:0.8%
ROE:9.5%
Gross margin:0.0%
Net margin:28.5%
Valuation Summary TTM Financials Growth Estimates Historical Data KPIs Competitors & Peers Ownership Tools

BAC Valuation & Price Targets

Current Price
$51.3
Day change: +1.67%
PEvaluation
N/A
N/A
Analyst targets
N/A
N/A
DCF (2-stage)
N/A
N/A
DCF (simple)
N/A
N/A
DCF (exit mult.)
N/A
N/A
EPS growth
N/A
N/A
Revenue growth
N/A
N/A
Peter Lynch FV
N/A
N/A
Graham No.
N/A
N/A
DDM
N/A
N/A

PEvaluation

24% overvalued
Low
$29.3
Mid
$39.1
High
$48.8
Current price
$51.3
Fair P/E
Margin of safety
EPS
Market Model
Shares outstan...ROICRevenue growthDebt/FCFAssets/Liabili...
Economic moat: Wide

EPS Estimates

LowAvgHigh#
FY+13.63.73.822
FY+24.04.34.522
FY+34.44.95.512
FY+44.74.74.71
FY+55.05.05.01

Analyst Price Targets

9% undervalued
Low
$46.0
Mid
$56.0
High
$66.0
Current price
$51.3

Analyst Recommendations

Strong Buy7
Buy14
Hold3
Sell0
Strong Sell1

2-stage DCF

First Stage Duration
Starting Free Cash Flow
First Stage Growth Rate
LowMidHigh
Terminal Growth Rate
LowMidHigh
Discount Rate

Discounted Cash Flow

Forecast years
Terminal Growth Rate
LowMidHigh
Discount Rate
Free cash flow estimates:
Y+1 est.
Y+2 est.
0.00%
Y+3 est.
0.00%
Y+4 est.
0.00%
Y+5 est.
0.00%

Discounted Cash Flow (exit mult.)

Forecast years
Exit FCF Multiple
LowMidHigh
Discount Rate
Free cash flow estimates:
Y+1 est.
Y+2 est.
0.00%
Y+3 est.
0.00%
Y+4 est.
0.00%
Y+5 est.
0.00%

EPS Growth

Forecast years
Starting EPS
EPS Growth Rate
LowMidHigh
Final P/E
LowMidHigh
Discount Rate

Revenue Growth Valuation

Forecast Years
Base Revenue
Revenue Growth Rate
LowMidHigh
Final Net Margin
LowMidHigh
Final P/E Ratio
LowMidHigh
Discount Rate

Peter Lynch Fair Value

Earnings Per Share
Growth Rate

Graham Formula

Earnings Per Share
EPS Growth (7-10 years)
Government Bond Rate

Dividend Discount Model

Annual Dividend
First Stage Length (Years)
First Stage Growth Rate
Final Growth Rate
Discount Rate

TTM Financials

Income (TTM)

RevenueGrossNet
Revenue$98.45(B)
Gross profit$98.45(B)
EBITDA$0
Net income$28.07(B)
Gross margin0.0%
Operating marginNaN%
Net margin28.5%
Shares outstanding:7.41(B)

Balance sheet

Cash & ST inv.Other ST assetsLong term assetsCurrent liabilitiesLong term debtOther LT liabilitiesEquity
Total assets$3.44(T)
Current assets$1.12(T)
Total liabilities$3.14(T)
Current liabilities$2.83(T)
Cash & Short-term inv.$838.14(B)
Long-term debt$301.95(B)
Total intangibles$69.02(B)
PP&E$12.25(B)

Cash flow (TTM)

CFOCFICFF
FCF$-22.68(B)
CapEx$0
Dividends paid$-9.52(B)
Stock issued$0
Stock repurchased$-16.89(B)
Stock-based comp.$3.90(B)
Debt issued$127.32(B)
Debt repaid$-70.23(B)

Per share data (TTM)

Price: $51.3
Revenue: $12.8 (4.0x | 24.9%) Gross profit: $13.3 (3.9x | 25.9%) Earnings: $3.45 (14.9x | 6.7%)
FCF: $-3.05 (-16.8x | -5.9%) Stock-based Comp.: $0.53 (97.3x | 1.0%) CapEx.: $0.00 (N/A | 0.0%) Dividend: $1.04 (49.3x | 2.0%)
Total Assets: $465 (0.1x | 906.0%) Total Liabilities: $424 (0.1x | 827.1%) Book Value: $37.1 (1.4x | 72.4%) Cash & ST inv.: $113 (0.5x | 220.7%) Debt: $40.8 (1.3x | 79.5%)
Earnings FY+1: $3.68 (13.9x | 7.2%) Earnings FY+2: $4.26 (12.0x | 8.3%) Earnings FY+3: $4.89 (10.5x | 9.5%) Earnings FY+4: $4.71 (10.9x | 9.2%) Earnings FY+5: $5.04 (10.2x | 9.8%)

Growth Estimates

Revenue

CAGR: 4.4%
FY+1FY+2FY+3FY+4FY+5
FY+1$108.48(B)
FY+2(+5.5%)$114.49(B)
FY+3(+5.1%)$120.38(B)
FY+4(+2.9%)$123.83(B)
FY+5(+4.1%)$128.86(B)

Net Income

CAGR: 5.4%
FY+1FY+2FY+3FY+4FY+5
FY+1$27.90(B)
FY+2(+10.2%)$30.75(B)
FY+3(+8.1%)$33.24(B)
FY+4(-0.4%)$33.10(B)
FY+5(+4.1%)$34.45(B)

EPS

CAGR: 8.2%
FY+1FY+2FY+3FY+4FY+5
FY+1$3.68
FY+2(+15.8%)$4.26
FY+3(+14.8%)$4.89
FY+4(-3.7%)$4.71
FY+5(+7.0%)$5.04

FCF per share

No analyst estimates.

Historical Financials

Showing limited histrical data.
TTM (Y)TTM (Q)FYFQ
Income(show more...)
Q2'20 (TTM)Q2'21 (TTM)Q2'22 (TTM)Q2'23 (TTM)Q2'24 (TTM)Q2'25 (TTM)0.020.0(B)40.0(B)60.0(B)80.0(B)100.0(B)
Revenue Operating Income Net IncomeCOGSGross ProfitTotal OpEx.R&DSG&AInterest ExpenseInterest IncomePre-tax incomeIncome tax
Cash flow(show more...)
Q2'20 (TTM)Q2'21 (TTM)Q2'22 (TTM)Q2'23 (TTM)Q2'24 (TTM)Q2'25 (TTM)-20.0(B)0.020.0(B)40.0(B)60.0(B)
Stock-based Comp. FCFCFONet IncomeD&ACFFStock IssuedStock RepurchasedDebt IssuedDebt RepaidDividend PaidCFIAcquisitionsDivestituresCapital Expenditures
Balance sheet(show more...)
Q2'20 (TTM)Q2'21 (TTM)Q2'22 (TTM)Q2'23 (TTM)Q2'24 (TTM)Q2'25 (TTM)0.0500.0(B)1.0(T)1.5(T)2.0(T)2.5(T)3.0(T)
Total Assets Total LiabilitiesCurrent assetsCash and EquivalentsShort-term investmentsInventoriesReceivablesNon-current assetsNet PP&EIntangible AssetsGoodwillCurrent liabilitiesShort-Term DebtAccounts payableNon-current liabilitiesLong-Term DebtTotal Equity
Per share data(show more...)
Q2'20 (TTM)Q2'21 (TTM)Q2'22 (TTM)Q2'23 (TTM)Q2'24 (TTM)Q2'25 (TTM)-4.0-2.00.02.04.06.0
EPS (Basic) FCF/Share Dividend/ShareEPS (Diluted)Book value/ShareCash & ST inv./ShareDebt/Share
Ratios(show more...)
Q2'20 (TTM)Q2'21 (TTM)Q2'22 (TTM)Q2'23 (TTM)Q2'24 (TTM)Q2'25 (TTM)0.02.04.06.08.010.012.0
P/E P/S EV/EarningsP/FCFP/BEV/FCFDebt/EquityPayout ratio
Margins(show more...)
Q2'20 (TTM)Q2'21 (TTM)Q2'22 (TTM)Q2'23 (TTM)Q2'24 (TTM)Q2'25 (TTM)0%5%10%15%20%25%30%
Net Income Margin Operating Margin Gross MarginEBITDA MarginFCF Margin
Returns(show more...)
Q2'20 (TTM)Q2'21 (TTM)Q2'22 (TTM)Q2'23 (TTM)Q2'24 (TTM)Q2'25 (TTM)0%1%2%3%4%5%
ROIC ROAROCEROE
Shares outstanding(show more...)
Q2'20 (TTM)Q2'21 (TTM)Q2'22 (TTM)Q2'23 (TTM)Q2'24 (TTM)Q2'25 (TTM)0.02.0(B)4.0(B)6.0(B)8.0(B)
Shares (Basic)Shares (Diluted)
Market Cap.(show more...)
Q2'20 (TTM)Q2'21 (TTM)Q2'22 (TTM)Q2'23 (TTM)Q2'24 (TTM)Q2'25 (TTM)0.050.0(B)100.0(B)150.0(B)200.0(B)250.0(B)300.0(B)350.0(B)
Market Cap.

KPIs

No KPI data available yet!

Competitors & Peers

Ownership

Major holders

*Excludes indirect insider ownership

Insiders: 8.38%
Institutions: 67.96%
Other: 23.67%

Institutional ownership

8.63% Vanguard Group Inc8.17% Berkshire Hathaway, In...6.96% Blackrock Inc.3.94% State Street Corporati...2.87% Laurel Wealth Advisors...2.83% FMR, LLC2.37% JPMORGAN CHASE & CO2.00% Geode Capital Manageme...1.76% Capital World Investor...1.45% NORGES BANK26.98% Others

Trading Summary

In the past year, insiders have bought $0.00 worth of the company's stock, and sold $6.76(M).

Congress members have bought between $62020 - $405000 worth of the company's stock, and sold between $109018 - $460000.

Insider transactions

$0.002025-11$0.00
$0.002025-10$0.00
$0.002025-09$0.00
$6.76(M)2025-08$0.00
$0.002025-07$0.00
$0.002025-06$0.00
$0.002025-05$0.00
$0.002025-04$0.00
$0.002025-03$0.00
$0.002025-02$0.00
$0.002025-01$0.00
$0.002024-12$0.00
$0.002024-11$0.00
DateSharesTotal ($)Price ($)NameTitle
Grant2025-08-0815,00000.0THOMPSON BRUCE ROfficer
Sell2025-08-01148,3916,761,73345.6DEMARE JAMES P.Officer
Grant2025-07-23248,01600.0NGUYEN THONG MOfficer
Grant2025-06-1340,00000.0MOYNIHAN BRIAN TChief Executive Officer
Grant2025-06-0573,18500.0KNOX KATHLEEN A.Officer
Grant2025-05-23215,00000.0NGUYEN THONG MOfficer
Grant2025-04-227,30600.0DONALD ARNOLD WAYNEDirector
Grant2025-04-227,30600.0ALMEIDA JOSE E.Director
Grant2025-04-227,30600.0MARTINEZ MARIA N.Director
Grant2025-04-227,30600.0DE WECK PIERRE J PDirector
Grant2025-04-227,30600.0WOODS THOMAS DDirector
Grant2025-04-227,30600.0ZUBER MARIA T.Director
Grant2025-02-2830,00000.0BORTHWICK ALASTAIR M.Chief Financial Officer
Grant2025-01-291,31300.0MARTINEZ MARIA N.Director
Grant2025-01-273,44700.0GREENER GEOFFREY SOfficer
Grant2025-01-24215,00000.0NGUYEN THONG MChairman of the Board
Grant2024-11-015,00000.0SCRIVENER THOMAS MOfficer
Grant2024-10-30225,00000.0THOMPSON BRUCE ROfficer

Congressional trading

$0.002025-11$0.00
$0.002025-10$0.00
$0.002025-09$0.00
$0.002025-08$0.00
$0.002025-07$0.00
$910022025-06$32002
$160012025-05$72503
$1130042025-04$40003
$325012025-03$89003
$320022025-02$0.00
$0.002025-01$0.00
$0.002024-12$0.00
$0.002024-11$0.00
DatePoliticianPartyChamberAmount ($)
Sell2025-06-27Ro KhannaDHouse$1,001 - $15,000
Sell2025-06-26Ro KhannaDHouse$50,001 - $100,000
Sell2025-06-10Ro KhannaDHouse$1,001 - $15,000
Buy2025-06-04Ro KhannaDHouse$1,001 - $15,000
Buy2025-06-04Ro KhannaDHouse$1,001 - $15,000
Buy2025-06-02Ro KhannaDHouse$1,001 - $15,000
Buy2025-06-02Ro KhannaDHouse$1,001 - $15,000
Buy2025-05-28Ro KhannaDHouse$1,001 - $15,000
Buy2025-05-28Ro KhannaDHouse$1,001 - $15,000
Sell2025-05-16Ro KhannaDHouse$1,001 - $15,000
Sell2025-05-16Ro KhannaDHouse$1,001 - $15,000
Buy2025-05-15Ro KhannaDHouse$1,001 - $15,000
Buy2025-05-15Ro KhannaDHouse$1,001 - $15,000
Buy2025-05-08Jefferson ShreveRHouse$15,001 - $50,000
Buy2025-05-05Marjorie Taylor GreeneRHouse$1,001 - $15,000
Buy2025-04-24Ro KhannaDHouse$1,001 - $15,000
Sell2025-04-21Bruce WestermanRHouse$1,001 - $15,000
Sell2025-04-15John BoozmanRSenate$1,001 - $15,000
Sell2025-04-09Ro KhannaDHouse$15,001 - $50,000
Sell2025-04-09Ro KhannaDHouse$15,001 - $50,000
Sell2025-04-08Rob BresnahanRHouse$1,001 - $15,000
Sell2025-04-08Rob BresnahanRHouse$1,001 - $15,000
Sell2025-04-07Ro KhannaDHouse$1,001 - $15,000
Sell2025-04-07Ro KhannaDHouse$1,001 - $15,000
Buy2025-04-04Ro KhannaDHouse$1,001 - $15,000
Buy2025-04-04Ro KhannaDHouse$1,001 - $15,000
Buy2025-04-04Ro KhannaDHouse$1,001 - $15,000
Buy2025-04-04Ro KhannaDHouse$1,001 - $15,000
Sell2025-03-24George WhitesidesDHouse$15,001 - $50,000
Buy2025-03-17Ro KhannaDHouse$1,001 - $15,000
Buy2025-03-12Ro KhannaDHouse$15,001 - $50,000
Buy2025-03-12Ro KhannaDHouse$15,001 - $50,000
Buy2025-03-03Bruce WestermanRHouse$1,001 - $15,000
Buy2025-03-03Bruce WestermanRHouse$1,001 - $15,000
Sell2025-02-06Ro KhannaDHouse$1,001 - $15,000
Sell2025-02-06Ro KhannaDHouse$1,001 - $15,000
Sell2025-02-05John BoozmanRSenate$1,001 - $15,000
Sell2025-02-05John BoozmanRSenate$1,001 - $15,000

Summary

Tools

Dividend Income

Investment Amount
Dividend Yield
What is the Dividend Income Calculator?

The Dividend Income Calculator helps you estimate the yearly, quarterly, monthly, and daily income of your investments.

How to Use This Calculator?

Enter the dividend yield and the invested amount. Optionally, preload stock data to automatically fetch the dividend yield.

Required Investment

Dividend Yield
Desired Yearly Payout
Desired Quarterly Payout
Desired Monthly Payout
What is the Required Investment Calculator?

The Required Investment Calculator helps you determine the amount of money you need to invest in a stock to achieve a desired dividend.

How to Use This Calculator?

Enter the dividend yield and your desired dividend income. Optionally, preload stock data to automatically fetch the dividend yield.

Future Dividend Yield

Base Dividend
Current Price
Number of Years
Dividend Growth Rate
What is the Future Yield Calculator?

The Future Yield Calculator helps you estimate the future dividend yield of a stock based on its current dividend, price, and expected dividend growth rate.

How to Use This Calculator?

Enter the base dividend, current price, number of years, and dividend growth rate. Optionally, preload stock data to automatically fetch the dividend and price. The calculator will display the current yield and the projected future yield.

Future Dividend Income

Base Dividend
Number of Years
Dividend Growth Rate
What is the Future Dividend Income Calculator?

The Future Dividend Income Calculator helps you estimate the future dividend income from your investments based on the current dividend yield and expected growth rate.

How to Use This Calculator?

Enter the current dividend yield, expected growth rate, and investment duration. Optionally, preload stock data to automatically fetch the dividend yield.

(C) PEVALUATOR
About
Terms & privacy
Price charts & news courtesy of TradingView
Blog
Contact