
Mastercard Incorporated
MA 570.06 (-0.79%) 4.51
Market cap
$499.38(B)Earnings date
Oct-29-2026Category
Sector
FinancialsIndustry
Financial ServicesMastercard Incorporated a technology company provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders merchants financial institutions digital partners businesses governments and other organizations such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit debit and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses including Virtual Card Number which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition the company offers Mastercard Move which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks fintechs and financial institutions as well as enables various cross-border payment flows. Further it provides security solutions; marketing personalization and issuer and merchant loyalty services; business and operational intelligence advanced analytics and AI consulting and agentic solutions and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard Maestro and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase New York.
EV: $516.54(B)
Total Equity: $5.61(B)
Debt/Equity: 4.40
Dividend/share: $3.4
Div. yield: 0.59%
P/E: 31.34
Forward P/E: 28.60
P/FCF: 29.94
P/S: 14.52
P/B: 89.07
EPS: $18.2
EPS (fwd): $19.9
FCF/share: $19.0
Revenue/share: $39.3
Book value/share: $6.4
ROIC: 53.9%
ROA: 28.3%
ROE: 185.7%
Margins: Gross | Op. | Net
100.0% | 59.2% | 46.3%
0.0%of Portfolio
My holdings
Day change
Total change
PEvaluation
CURRENT PRICE
$570
17% Overvalued
BEAR
$355
38%
BASE
$473
17%
BULL
$591
4%
Fair P/E
Margin of safety
EPS
EPS Estimates
| Low | Avg | High | # | |
| FY+1 | 19.6 | 19.9 | 20.2 | 37 |
| FY+2 | 22.3 | 23.0 | 23.6 | 38 |
| FY+3 | 24.9 | 26.8 | 27.8 | 24 |
| FY+4 | 30.2 | 30.8 | 31.1 | 3 |
| FY+5 | 35.2 | 35.2 | 35.2 | 1 |
Analyst Price Targets
CURRENT PRICE
$570
17% Undervalued
BEAR
$550
4%
BASE
$668
17%
BULL
$740
30%
Analyst Recommendations
Strong Buy9
Buy27
Hold4
Sell0
Strong Sell0
2-stage DCF
First Stage Duration: 5 Years | |
| Starting Free Cash Flow | |
First Stage Growth Rate | |
% Low Mid High | |
Terminal Growth Rate | |
% Low Mid High | |
| Discount Rate | |
Discounted Cash Flow
Forecast years: 5 Years | |
Terminal Growth Rate | |
% Low Mid High | |
| Discount Rate | |
Free cash flow estimates:
Y+1 est.
Y+2 est.0.00%
Y+3 est.0.00%
Y+4 est.0.00%
Y+5 est.0.00%
Discounted Cash Flow (exit mult.)
Forecast years: 5 Years | |
Exit FCF Multiple | |
x Low Mid High | |
| Discount Rate | |
Free cash flow estimates:
Y+1 est.
Y+2 est.0.00%
Y+3 est.0.00%
Y+4 est.0.00%
Y+5 est.0.00%
Dividend Discount Model
| Annual Dividend | |
First Stage Length (Years): 0 Years | |
First Stage Growth Rate | |
% Low Mid High | |
Final Growth Rate | |
% Low Mid High | |
| Discount Rate | |
EPS Growth
Forecast years: 5 Years | |
| Starting EPS | |
EPS Growth Rate | |
% Low Mid High | |
Final P/E | |
x Low Mid High | |
| Discount Rate | |
Revenue Growth Valuation
Forecast Years: 10 Years | |
| Base Revenue | |
Revenue Growth Rate | |
% Low Mid High | |
Final Net Margin | |
% Low Mid High | |
Final P/E Ratio | |
x Low Mid High | |
| Discount Rate | |
Peter Lynch Fair Value
| Earnings Per Share | |
Growth Rate | |
% Low Mid High | |
Graham Formula
| Earnings Per Share | |
EPS Growth (7-10 years) | |
% Low Mid High | |
| Government Bond Rate | |
