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Mastercard Incorporated
MA
577.22 (1.28%) 7.36
Market cap
$505.65(B)
Earnings date
Oct-29-2026
Category
Sector
Financials
Industry
Financial Services
Mastercard Incorporated a technology company provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders merchants financial institutions digital partners businesses governments and other organizations such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit debit and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses including Virtual Card Number which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition the company offers Mastercard Move which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks fintechs and financial institutions as well as enables various cross-border payment flows. Further it provides security solutions; marketing personalization and issuer and merchant loyalty services; business and operational intelligence advanced analytics and AI consulting and agentic solutions and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard Maestro and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase New York.
EV: $522.81(B)
Total Equity: $5.61(B)
Debt/Equity: 4.40
Dividend/share: $3.4
Div. yield: 0.58%
P/E: 31.73
Forward P/E: 28.96
P/FCF: 30.32
P/S: 14.70
P/B: 90.19
EPS: $18.2
EPS (fwd): $19.9
FCF/share: $19.0
Revenue/share: $39.3
Book value/share: $6.4
ROIC: 53.9%
ROA: 28.3%
ROE: 185.7%
Margins: Gross | Op. | Net
100.0% | 59.2% | 46.3%
0.0%of Portfolio
My holdings
Day change
Total change

MA Valuation & Price Targets

Favorite Valuation Methods

PEvaluation
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Analyst targets
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DCF (2-stage)
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More Valuation Methods

DCF (simple)
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DCF (exit mult.)
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DDM
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EPS growth
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Revenue growth
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Peter Lynch FV
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Graham No.
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PEvaluation

CURRENT PRICE
$577
18% Overvalued
BEAR
BASE
BULL
Fair P/E
Margin of safety
EPS
Market Model
ROICRevenue growthFCF MarginShares outstan...Debt/EquityDebt/EBITDA
Economic moat: Wide

EPS Estimates

LowAvgHigh#
FY+119.619.920.237
FY+222.323.023.638
FY+324.926.827.824
FY+430.230.831.13
FY+535.235.235.21

Analyst Price Targets

CURRENT PRICE
$577
16% Undervalued
BEAR
BASE
BULL

Analyst Recommendations

Strong Buy9
Buy27
Hold4
Sell0
Strong Sell0

2-stage DCF

First Stage Duration: 5 Years
Starting Free Cash Flow
First Stage Growth Rate
Low
Mid
High
Terminal Growth Rate
Low
Mid
High
Discount Rate

Discounted Cash Flow

Forecast years: 5 Years
Terminal Growth Rate
Low
Mid
High
Discount Rate
Free cash flow estimates:
Y+1 est.
Y+2 est.
0.00%
Y+3 est.
0.00%
Y+4 est.
0.00%
Y+5 est.
0.00%

Discounted Cash Flow (exit mult.)

Forecast years: 5 Years
Exit FCF Multiple
Low
Mid
High
Discount Rate
Free cash flow estimates:
Y+1 est.
Y+2 est.
0.00%
Y+3 est.
0.00%
Y+4 est.
0.00%
Y+5 est.
0.00%

Dividend Discount Model

Annual Dividend
First Stage Length (Years): 0 Years
First Stage Growth Rate
Low
Mid
High
Final Growth Rate
Low
Mid
High
Discount Rate

EPS Growth

Forecast years: 5 Years
Starting EPS
EPS Growth Rate
Low
Mid
High
Final P/E
Low
Mid
High
Discount Rate

Revenue Growth Valuation

Forecast Years: 10 Years
Base Revenue
Revenue Growth Rate
Low
Mid
High
Final Net Margin
Low
Mid
High
Final P/E Ratio
Low
Mid
High
Discount Rate

Peter Lynch Fair Value

Earnings Per Share
Growth Rate
Low
Mid
High

Graham Formula

Earnings Per Share
EPS Growth (7-10 years)
Low
Mid
High
Government Bond Rate